No two businesses are the same, and that means that they also shouldn’t have the same commercial insurance even if they are in the same city of Queens, Ridgewood, College Point, Richmond Hill, Maspeth, Far Rockaway, or the surrounding areas. Our job at Hughes Associates is to make sure that your business has the right commercial insurance to protect you and keep your business running. From commercial auto insurance to professional policies and more, we will help you to have the right policies for your commercial insurance. Call us today to schedule some time with our agents to review your current commercial insurance coverages.
Getting The Right Policies
It is important that you have the right policies that will cover your business activities. If you are a remodeling professional you will require different insurance policies compared to a lawyer. This is why discussing your business with one of our agents is important as we can suggest different insurance policies that you may want to consider for your business.
If you have employees you should have workers’ compensation insurance. If you have a vehicle that you use for your business, such as a work truck to haul material and equipment, having a commercial auto insurance policy is a must-have. The lawyer mentioned above should have professional insurance coverage for the services that they provide. Doctors should have medical malpractice insurance to protect against lawsuits resulting from medical advice provided. As you can see, there are plenty of different options for commercial insurance depending on the kind of business that you are engaged in.
You May Also Want to Protect Your Employees
When you have employees in your business, there are different commercial insurance policies that you may want to offer as part of the overall benefits package for them. Health insurance coverages such as dental insurance and vision insurance are nice to include. You may also want to offer disability insurance as well. Group health and life insurance are also available for your employees as part of the full commercial insurance policies that you have.
Protecting your business as well as your employees is important in Queens, Ridgewood, College Point, Richmond Hill, Maspeth, Far Rockaway, or the surrounding areas. Be sure that you have the right policies for your needs and that of your employees by calling Hughes Associates today for a commercial insurance review.
